15-Minute Transfer

Getting Money

is now as easy as spending

How a Personal Loan Works with us

Apply online in minutes

Get customized loan options based on what you tell us.

Choose a Loan Offer

Select the rate, term, and payment options you like best.

Get Funded

Once your loan is approved, we’ll send the money straight to your bank account or pay your creditors directly.

Cash Loan

A personal loan up to $40,000 to cover expenses like a major purchase, home improvements, life events, etc.

Debt Paydown Loan

A debt consolidation loan up to $20,000 to pay off credit card debt or personal loan balances, with the option to get extra cash.

Auto Loan Refinance

Flexible terms and competitive rates could help you pay less than you are right now.

Get money right now!

Follow this easy steps to get money within 15 minutes

Fill in an application form

on our website

Make a request on our website and wait for response to e-mail within 15-30 minutes from the time of the request during business hours.

Our manager will contact you

to clear up the details

Make a request on our website and wait for response to e-mail within 15-30 minutes from the time of the request during business hours.

PayDay is the right choice for you if:

you are 18 or older

The minimun age to use our service is 18.

you are a us Resident

Must be a current resident of the United States. In many cases, you need to be a U.S. citizen or legal resident with a valid Social Security Number (SSN).

you have a Bank Account

you should  have an active checking account in your name for them to deposit the loan funds and withdraw repayment.

Proof of Income

You need to have a steady source of income, which can be from your job, disability benefits, or other regular payments.

Employment Status

you should be employed or have a source of regular income, such as being self-employed, receiving government benefits, or pension income.

Proof of Residency

You may be asked to provide proof of residency (e.g., utility bills or rental agreement) showing you live in the area where the payday loan is offered.

Why people choose us

We offer a totally new way of borrowing

Fair Interest
rates

Easy Cash Payday offers a more affordable alternative to traditional payday loans with a fair interest rate ranging from 5% to 15%. This lower rate can help reduce the financial burden, providing a more manageable repayment option for borrowers in need of quick, short-term financial assistance.

How it works?

Loans up to
$5000

Easy Cash Payday offers loans up to $5,000, with the amount tailored to the customer’s specific needs. Whether you require a smaller amount for immediate expenses or a larger sum for bigger financial needs, the loan amount is flexible and based on your individual situation and eligibility.

How it works?

Lowest APR
available to you

The lowest APR available to you through Easy Cash Payday depends on several factors, including your credit score, loan amount, and repayment history. A higher credit score may qualify you for a lower APR, while other factors like income and loan term can also influence the rate offered.

How it works?

The right decision,

at the right time.

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Contact Our Agent Now!

607 252 6781