How it works?

There is always a way to get money quick

Step One:

Fill in an application form
on our website

Simply submit a request on our website, and you can expect a fast response via email or a quick call within just 15-30 minutes during business hours. We’re here to assist you promptly, ensuring you’re never left waiting!

Step Two:

Our manager will contact you
to clear up the detail

Step Three:

Receive your money in the most
convenient way in 15 minutes

Once everything is verified, you can receive your money in the most convenient way within just 15 minutes. We prioritize speed and ease, ensuring you get the funds you need quickly and hassle-free.

Your finances matter to you, and that matter to us

keep more of what you earn and earn more on what you save

PayDay is the right choice for you if:

Determine how much you need to borrow

Before applying for a personal loan, decide what payment will fit your budget. Consider your monthly expenses and all of your potential sources of extra income. That way, you can compare loan offers based on what you know you can afford.

Check your credit score

Borrowers with high credit scores and may offer borrowers more favorable terms—like lower interest rates. Review your credit report and run a credit check before you try to take out a loan. You can get one free credit report per year from each of the three credit bureaus: Equifax, TransUnion, and Experian. Make sure to check for any inaccuracies in your report.

Shop around and compare lender options

Though interest rates, costs, and repayment terms are a big part of the decision, take the time to read reviews and other customer experiences before committing. A company with excellent customer service could help you navigate the process and make your personal loan experience stress-free.

Check your interest rate

When you submit a loan application for a personal loan (or any credit card account), your credit score might take a hit. That’s because a personal loan application—like applying for a new credit card—triggers a hard inquiry on your credit report.

Choose a lender and apply

Once you’ve found a lender that works for your personal finances, complete an application. You may be asked to provide proof of income—like pay stubs, business records, or tax documents—and proof of residence. The steps can vary a bit by lender

Accept the loan

Your lender may send a check for the loan amount or make a direct deposit to your bank account. In the case of a balance transfer loan, they may pay your creditors directly.